THE BRIGHT SPOT IN HOME LOANS
BEAM LENDING
Group
NMLS #1273251
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Testimonials
LOAN OPTIONS
Your options include purchase and refinance loans, construction and reverse mortgages. For a home purchase, you can choose from conventional loans and government-backed loans, such as FHA, USDA and VA programs.
VA LOAN
VA loans are a good choice for those that have served in our nation’s military. In order to be eligible for a VA loan you typically need to have one of the following:
- Have served 90 consecutive days of active service during wartime.
- Have served 181 days of active service during peacetime.
- Have more than 6 years of service in the National Guard or Reserves.
- Be the spouse of a military member that has died in the line of duty or as a result of a service-related disability.
first time home buyer
A first-time homebuyer loan is designed for people whose financial situation and credit profiles do not meet the average criteria. Features and requirements may vary depending on where you live or what programs are on offer in your area.
conventional loan
Conventional loans are a good choice if you have at least 5% to put down on a house, a conventional loan is most likely the best deal for you. We have some programs that allow for 3% down on conventional loans, but they are primarily designed for first time home buyers and restricted to low to moderate income families. Ask us if you qualify for a 3% down program!