Welcome to our Blog
Latest and Greatest Home Loan Advice!
Hidden Fees To Be Aware Of When Purchasing A Home
Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget there will be other costs associated with your purchase then the price of the home. Here are 5 fees to keep in mind as you begin...
When Should You Refinance?
When is the right time to refinance your current mortgage? Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better...
Batman vs Superman: Which Is Better?
There’s an interesting debate that pops up on the internet every now and then as to who is the better super hero – Batman vs Superman. Some believe that Batman’s keen intellect, scientific know-how and vast assortment of weaponry give him the edge. On the other hand...
Mortgage Help from Uncle Sam
President Ronald Reagan once said, “I’ve always felt that the nine most terrifying words in the English language are, ‘I’m from the government. And I’m here to help.’” Even though there may be some truth in that statement I am happy to inform home buyers of valuable...
Don’t Forget Your Wallet
Imagine the following scenario: You’re in a department store. You desperately need a lawn mower. You find one you like and take it to the checkout counter. Reaching for your wallet you find only an empty pocket. You’ve left your wallet at home. But you need this lawn...
3 Reasons to Buy a Home This Winter!
Here are three reasons to buy a home right now instead of next spring. 1. Home Prices Will Rise. CoreLogic’s latest Home Price Index reports that home prices have gone up by 7.0% over the last 12 months. Experts also predict home prices will continue to increase at...
5 Refinance Myths That Could Be Costing You Money
Unless you live under a large rock on Palmyra Atoll, you've probably heard the news: Refinancing can potentially save you thousands of dollars—especially if you refinance when rates are still low. So, what’s holding you back? Here are a few myths about refinancing and...
Investing more in 401k vs Buying a Home – 3 Questions to Consider
Buying a home is a huge financial commitment, its also usually one of the smartest financials choices you can make. However its important to know if its the right commitment at the right time. Having a small or a large home loan will affect how much money you can...
Have you ever met anybody famous?
We asked our amazing team a few random questions so all of our amazing followers can get to know us a little better. We also wanted to share a few laughs along the way. Question #4 – Have you ever met anybody famous? Laura Calder – Nope and that is okay with me. Nate...
What was the first concert you attended?
We asked our amazing team a few random questions so all of our amazing followers can get to know us a little better. We also wanted to share a few laughs along the way. Question #3 – What was the first concert you attended? Laura Calder - Lady Antebellum is the only...
March Madness Bracket Tips
Here are five tips looking at all regular season data dating back to 2002 to help you win your office or family bracket. Keep in mind a 9 seed defeating an 8 seed is not considered an upset. Good luck with the March Madness! 1. Want to pick a team with a seed of 10 or...
Favorite Movie Quotes
We asked our amazing team a few random questions so all of our amazing followers can get to know us a little better. We also wanted to share a few laughs along the way. Question #2 – Whats your favorite movie quote? Gina Johnson - "I'm kind of a big deal." - Anchorman...
Top 10 Beam Lending Love Songs
We have complied a list of the Top 10 Beam Lending Love Songs. A big thanks to youtube to help spread the love! The Power of Love (Clint) - https://www.youtube.com/watch?v=ctAAx51gJCs Superstar (Gina) - https://www.youtube.com/watch?v=b2ApjZy5Em4 We Found Love -...
What’s the Minimum Credit Score I need to Buy a Home?
If you’re looking to get a mortgage to buy a home, your credit score matters. A lot. If it’s good, you should be able to get financing without a problem; if it’s bad, you could have a tough time buying a home at all. Most banks and credit unions need a minimum credit...
4 Signs you’re a perfect VA loan candidate
VA Loan loans are one of the best home loan option out on the market today. Here are a few signs that this is a great option for you. 1. You’re eligible Veterans and active military need to meet certain requirements in order to be eligible for a VA loan. The VA...
5 Signs you should refinance your home loan
As summer comes to an end and life seems to settle back down it might be a chance to see if we can save some money by reviewing 5 signs you should refinance your home loan! 1. Your mortgage rate is at least 1% over current rates One rule of thumb says that if your...
15-Year or 30-Year Mortgage?
With so many different loan options out there it can be confusing as to which option to go with and which one will save you the most money. This post will focus on weighing the pros and cons of a 15-year and 30-year mortgage. We’re here to help you through this huge...
The #1 Reason to Sell Your House Right Now!
Buyer Demand Continues to Outpace Supply of Homes Listed With the latest home sales report being released we have learned that there is currently a 4.6 month supply of homes for sale. This is much lower than the 6 month supply needed in a normal market and even lower...